Credit card


The Credit Card Legal Affairs Department of Shandong Chenggong Law Firm provides bank credit card and financial institution small non-performing debt management legal services to bank customers, committed to building itself into a professional credit card legal service team mainly focused on the Qingdao region and radiating to the Shandong region and even the whole country. In July 2018, the Affairs Department established a dedicated collection team to play an important role in the collection of non-performing loans from bank credit cards, promoting inclusive finance, quality control, risk control, and reducing non-performing loan rates through a combination of bank credit card collection methods.

The professional legal services available include but are not limited to:

Collection and litigation of bank credit card disputes

◆ Collection and litigation of small non-performing debts of enterprises

Typical Cases

Acting as an agent in the case of x Bank Qingdao Branch v. Li xx credit card dispute, through pre litigation communication, understanding of financial situation, interpretation of legal reasoning, and clarification of interests, the two parties ultimately reached a mediation agreement, exempting the bank from losses of over 350000 yuan.

In the case of the credit card dispute lawsuit against Chen X by the Credit Card Center of X Bank, Chen X avoided discussing it during the judicial collection stage. Through the filing of the case in the court, Chen X was under psychological pressure. Finally, Chen X took the initiative to reach a repayment agreement with the bank and repay the outstanding amount of 160000 yuan within ten days.

In the case of X Bank Jinan Branch suing Sun xx for a credit card dispute, Sun xx refused to execute the lawsuit after winning the trial stage. After submitting an application for a high limit of dishonesty to the court, Sun xx proactively contacted the bank to repay the outstanding amount of 190000 yuan.

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